Our Business Insurance Products
We offer a complete line of innovative insurance products and services in both our Arkansas and Florida offices. Ask us about extra savings from multi-policy discounts, a variety of deductible options, several payment plans to choose from and claim services available 24/7.

Garage Policies
Centennial offers commercial garage policies for automobile dealerships and repair shops.
Read
Vacant Property
Your property needs protection regardless of how it's used. Centennial can help you find the right coverage for your primary residence or vacation home, but also for your vacant or unoccupied property.
Read
Builder's Risk
As a specialist in insurance for the construction industry, we offer a wide range of coverages, including:
Read
Commercial Umbrella
Your business is an extension of you. In many ways, both literal and figurative, it's like part of the family. Therefore, you want to protect it.
Read
Workers' Compensation
The maxim "accidents happen" is true at home and on the job. Workers' compensation policies afford business owners state-mandatory coverage for all employees in any job-related injury.
Read
Commercial Auto
Own a business with company-owned vehicles? We have you covered. Our full range of commercial auto policies provide liability if you or one of your employees is involved in an accident in a business vehicle, ...
Read
Business Owner Policy
We offer a commercial package that includes both Property Insurance and General Liability. It is the perfect policy for many business owners. This package combines liability protection and ...
ReadBuild the perfect policy for you
Centennial Insurance Agency
Started in 1959 as Town & Country Insurance Agency in Jacksonville, Arkansas. In 1980 the agency was purchased by Tim Sparks and the agency name changed to Insurance Mart. On July 1, 2000, the agency was acquired by HomeBancshares, Inc. and the name was changed to Centennial Insurance Agency (formerly Community Insurance Agency). Centennial Insurance Agency now has offices in Jacksonville, Cabot, Conway and Fayetteville, Arkansas.
Meet our Centennial Insurance Staff
Cook Insurance Agency
Established in 1913 by John H. Cook and has been in continuous operation since then, making it one of the oldest insurance agencies in Florida. In 2010, Cook Insurance Agency became a member of the HomeBancshares, Inc. family. We currently serve the “Forgotten Coast” from our offices in Apalachicola and Crawfordville, Florida.
Meet our Cook Insurance Staff
Disclosures
Products sold by Centennial Insurance Agency, Inc. and/or Cook Insurance Agency, Inc. are Not a deposit, Not FDIC insured, Not guaranteed by the bank, Not insured by any federal government agency and/or May lose value.