Safe Deposit Boxes

Why should I rent a safe deposit box?

It is a convenient place to store important items that would be difficult or impossible to replace. The safe deposit box also offers privacy (only you know what is inside) and security. Although many people like to keep valuables close by in a safe or file cabinet at home or in the office, these places probably are not as resistant to fire, water or theft. Also, some insurance companies charge lower insurance premiums on valuables kept in a bank’s safe deposit box instead of at home.

What items should go into a safe deposit box?

Any personal items that would cause you to say, “If I lose this, I am in deep trouble.” Important papers to consider putting into your safe deposit box: originals of your insurance policies; family records such as birth, marriage and death certificates; original deeds, titles, mortgages, leases and other contracts; stocks, bonds and certificates of deposit (CDs). Other valuables worthy of a spot in your safe deposit box include special jewels, medals, rare stamps and other collectibles, negatives for irreplaceable photos, and videos or pictures of your home’s contents for insurance purposes (in case of theft or damage).

Many of our branch locations offer Safe Deposit Boxes in a variety of sizes to fit your needs. A deposit account relationship is not required to open and maintain a safe deposit box. A variety of Safe Deposit Box are offered; contact your local branch for size availability and pricing. Specific box size availability varies by branch. An annual discount of $5 is available when you pay your box rent by draft.