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Checking Accounts

At Centennial we have many account options to choose from. That’s why we provide you with options on finding the perfect account for your needs.

Answer some questions and we’ll point you in the right direction, or browse our list of options and compare to determine what fits your needs the best.

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Choose the Right Checking Account for You

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Centennial Bank accounts are designed with today's lifestyles in mind. Whether you prefer fast electronic banking on the go, desire added protection or want an account that pays interest, we have products with benefits to suit your needs.

To decide which one is right for you, read the options available, and click "Open Online" or drop into your local Centennial branch and let a friendly team member assist you with your choice. If you would like to have a Centennial Bank personal banker contact you beforehand please complete our "Enrollment Form."

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Speed Up the In-Branch Enrollment Process

Fill out the form and a Centennial Bank personal banker will contact you beforehand to help you along.

Enrollment Form

Pay It Your Way

Link up your Centennial Bank Checking Account with Apple Pay®, Samsung Pay or Google Pay™ and pay it your way with Centennial Bank's Mobile Wallet options.

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Disclosures

Restrictions and limitations apply to opening deposits and funding methods. Online account opening applies to deposit accounts. Subject to credit approval. Must be 18 years of age. Must be a legal resident of the United States. Must have working device that meets required specifications. Not all products are available for all locations. Not all products are available through online account opening.

Centennial Bank online checking accounts can be opened by:

  • Check - Any amount up to product maximum
  • Wire - Any amount up to product maximum
  • Internal Transfer from Centennial Bank account - Up to $50,000.00 or product maximum (whichever is lower)
  • External Transfer from non-Centennial Bank account - Up to $2,500.00 or product maximum (whichever is lower)
  • Credit/Debit Card - Up to $500.00 or product maximum (whichever is lower)

Please note: "Additional Offers" accepted during the online application process will be funded with a single transaction and subject to funding method maximum limits based on the combined minimum funding balance of all selected products.


Account Services:

1Certain transaction fees, limitations and requirements may apply. Please refer to the product terms and conditions or see Bank for details.
2Centennial Bank does not charge you a fee for using Mobile Banking. Your wireless carrier’s data and text message rates may apply.
3See a customer service representative for current rate information, calculation method and to obtain a copy of our Truth in Savings Disclosure.
4Customer must present receipt to a teller or banker for reimbursement of ATM fees within 60 days of the ATM Transaction.


*Registration/activation required

-Some benefits offered by a third party and require additional contact for initial enrollment. Insurance products not insured by FDIC or any Federal Government Agency. Not a deposit of or guaranteed by the bank or any bank affiliate. May lose value.

-Identity theft insurance underwritten by insurance company subsidiaries or affiliates of Chartis Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policy described. Please refer to actual policy for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

-Accidental Death & Dismemberment insurance underwritten by insurance company subsidiaries or affiliates of Plateau Insurance Company. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policy described. Please refer to actual policy for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

-Cellular telephone bill must be paid through this account. Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance.

Get in Touch

Need assistance with something?
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Monday to Friday 7am - 7pm CT / 8am - 8pm ET
Saturday 8am - 2pm CT / 9am - 3pm ET.

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