Strength is No Accident

Presidents’ Day

Centennial Bank will be closed Monday, February 16, 2026, in observance of Presidents’ Day.

Thinking about a Payday Loan? Read This First

It often starts with a moment of panic: a bill you didn’t plan for and not enough money to cover it before payday. In that stress, payday loans can feel like a lifeline—fast, simple, and there when you need it. Before you move forward, it helps to understand how payday loans typically work for many borrowers.

Your 2026 Credit Score Playbook: The Biggest Changes (and…

you have been hearing that credit scores are changing, you are not imagining it. 2026 is shaping up to be a transition year for how lenders evaluate borrowers, especially for mortgages. Fortunately, most of the habits that help your credit stay healthy are not changing.

New Email Scam Attempt

Centennial Bank has been made aware of a new email scam that is making the rounds. This one claims that customer’s homes are facing judicial foreclosure – and it looks like it was sent directly from Centennial Bank.

Do This, Not That: Plan Your 2026 Finances with Ease

According to a recent WalletHub survey, nearly 3 in 4 people say their financial situation impacts their mental well-being, and 69% of Americans feel insecure about their finances. It is no wonder so many of us are tired of traditional “new year, new budget” advice. Financial wellness does not have to mean strict spreadsheets. It is about taking small, actionable steps to feel more in control.  

New Get a Quote Options for Centennial and Cook Insurance

Centennial Insurance Agency and Cook Insurance Agency are excited to share that they’ve implemented a new process designed to make getting quotes faster, easier and more efficient for our customers. This enhancement is part of our ongoing commitment to improving the experience and ensuring that our customers get the information that they need – quickly and accurately.

Your Paycheck-to-Paycheck Holiday Survival Guide

The holidays should bring joy. However, when every trip to the grocery store or gas station feels more expensive than the last, the season can also bring a heavy dose of stress. In 2025, 67% of Americans report living paycheck to paycheck. Even households with steady incomes are struggling to keep up with recent tariff increases, leaving little room for holiday travel, gifts, or hosting holiday gatherings.

Stay Ahead of Seasonal Home Costs

As the seasons shift, so do the expenses that come with keeping a home comfortable and running smooth …

New Phone Scam Attempt Circulating

Customers please beware there is a phone number spoofing scam circulating where calls appear to be from Centennial Bank or other random phone numbers, and scammers are posing as Centennial Bank employees. These fraudsters appear to already have information about the customer they are calling and start requesting full account numbers or they try to inform the customers of fake fraudulent charges on their account. We have also been made aware of these fraudsters requesting to remote into the customer’s computer to gain access to their account.

Rebuilding Your Finances After a Natural Disaster

When disaster strikes, peace of mind often takes the biggest hit. In the aftermath, you may be grappling with more than just physical damage—you’re also facing the emotional toll of uncertainty, disrupted routines, and financial strain. It’s not just about what was lost, but how to regain a sense of control and rebuild your foundation, both financially and emotionally.