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Family Caregiving During the Holidays: How to Protect You…
For family caregivers, holiday costs may look less like stocking stuffers and more like extra groceries, prescriptions, gas or a smaller paycheck after taking time off to help someone you love. Nearly one in four U.S. adults cares for a family member or friend, according to AARP and the National Alliance for Caregiving. Their 2025 research found that half of caregivers experience a negative financial impact and about one in four increase the amount of debt they owe.
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Retirement Plan Leakage: A Financial Warning Sign
Retirement savings are meant for the future, but rising costs, unexpected expenses, and high-interest debt can make those funds feel like a solution to today’s financial challenges. Using that money may provide immediate breathing room, yet it can also weaken long-term financial security.
ReadNew Phone Scam Attempt Circulating
Customers please beware there is a phone number spoofing scam circulating where calls appear to be from Centennial Bank or other random phone numbers, and scammers are posing as Centennial Bank employees. These fraudsters appear to already have information about the customer they are calling and start requesting full account numbers or they try to inform the customers of fake fraudulent charges on their account. We have also been made aware of these fraudsters requesting to remote into the customer’s computer to gain access to their account.
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Open Enrollment: What to Review Before You Choose Your Be…
Open enrollment can sneak up quickly, bringing premiums, deductibles, acronyms, and deadlines. Rather than automatically choosing last year’s benefits, take time to review your options. The decisions you make can affect your healthcare costs, financial security, and household budget all year.
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Impersonation Scams: How Fraudsters Pretend to Be People …
very day, scammers find new ways to trick consumers into giving away money or personal information. One of the most common tactics is an impersonation scam, where criminals pretend to be someone you know or trust in an attempt to create a sense of urgency and gain your confidence.
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The Smart Spender’s Guide to Credit Cards
Whether you’re earning rewards on groceries, booking summer travel, or simply covering everyday purchases, credit cards can be a valuable financial tool. But convenience is a double-edged sword. With one tap, it’s easier than ever to spend without thinking about the long-term impact. These practical habits can help you use credit cards wisely, avoid costly mistakes, and keep your finances on track.
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