Customers please beware there is a phone number spoofing scam circulating where calls appear to be from Centennial Bank or other random phone numbers, and scammers are posing as Centennial Bank employees. These fraudsters appear to already have information about the customer they are calling and start requesting full account numbers or they try to inform the customers of fake fraudulent charges on their account. We have also been made aware of these fraudsters requesting to remote into the customer’s computer to gain access to their account.
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Stay Cool and Save: Easy Ways to Cut Your AC Costs
Summer’s finally here! While those sun-soaked days feel amazing, your energy bill might not. Air conditioning accounts for about 19% of a U.S. household’s electricity usage – that’s nearly one-fifth of your bill going to cooling alone. Thankfully, there are plenty of ways to trim those costs without sacrificing comfort.
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Tariffs, Trade, and Your Finances: Simple Ways to Stay Ahead
From groceries to electronics, you’ve likely noticed prices going up—and staying up. While different factors influence the cost of everyday items, trade tensions and tariffs are part of the picture. But what does that mean for your personal finances, and how can you protect your budget when global markets feel unpredictable?
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Moving Soon? Avoid These Common (and Costly) Mistakes
Planning a move soon? You’re in good company. According to Zillow, June is the most popular month to move, with many families and individuals packing up during the summer to take advantage of better weather and school breaks.
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Financial Capability Month Challenge: 30 Days to a Better Budget
April is Financial Capability Month, making it the perfect time to put fresh eyes on your finances. Ever checked your account balance and thought, Where did all my money go? You’re not alone. A well-structured budget doesn’t have to be about cutting back – it’s about gaining control, reducing stress, and working toward what matters, whether that’s paying down debt, saving for retirement, or (finally) taking a vacation.
ReadWhat is Financial Planning?
Financial planning is about more than a list of services; it’s the way a financial advisor tailors those services to meet your needs and goals. A good financial advisor will take the time to understand your values, empower you to make informed decisions, and recommend appropriate strategies for you.
ReadFraud Text Alerts: What Happens If You Don’t Respond?
Fraudulent transactions are becoming more common, and banks are constantly working to protect their customers from unauthorized activity. Text alerts is one of the key tools that can be used in fraud prevention. If we detect suspicious activity on your account, you may receive a fraud alert via text message asking you to confirm whether the transaction was authorized.
ReadTax Refunds
Wondering when your tax refund will be deposited? The IRS has tools available to help you track the status of your refund and estimate the timing of when you will receive your payment.
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Financial Strategies for Dual Caregivers
Did you know that the number of family caregivers supporting older adults increased by nearly one-third between 2011 and 2022? This trend means more individuals are juggling the responsibilities of caring for both aging parents and their own children. For dual caregivers, the financial strain is overwhelming: nearly 80% of family caregivers incur out-of-pocket costs averaging $7,200 annually.
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Student Loans – Federal vs. Private: What’s the Difference?
Navigating student loan options can be overwhelming, especially when you’re trying to figure out how to balance educational expenses with your existing obligations. What are the key differences between federal loans and private loans? Here is an easy-to-reference guide.
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