Skip Navigation

Search This Site

Search Icon

Close Icon

Mortgage

At Centennial we have many loan options to choose from. That’s why we provide you with options on finding the perfect loan for your needs.

Browse our list of options and compare to determine what fits your situation the best.

Learn More

We make it simple. You make it home with Simple Mortgage.

Start the process. Apply now, view your progress, securely upload documents and message your Mortgage Loan Originator as you go with Simple Mortgage from Centennial Bank.

Start the Process

How Does Purchasing or Refinancing Work? Let's walk you through the application process.

Purchase/Refinance Process
start the process mortgage icon

Start Your Application

Start your application by filling out an application.

First time home icon

Gather Information

There are some documents that you will need to gather to go with your application.

refinance icon

Underwriting

Our underwriting team will work to review everything.

affinity icon

Sign Your Closing Papers

Once your loan is finalized, we will send you closing disclosures to review.

loan options icon

Manage Your Mortgage

We make managing your mortgage simple.

Financial Literacy the Centennial Bank Way

chartIcon

Home Buyer Education Classes

Want to learn more about the value of buying a home? Join a Centennial Bank Mortgage Loan Originator every 3rd Thursday to learn helpful tips and tricks on buying the home of your dreams.

Sign up Now
piggyBankIcon

Get in Touch

Looking for the perfect person to help you purchase that dream home? Our Mortgage Loan Originators are here to help!

Originators
checkSignIcon

Pick the Perfect Option

Picking the right loan type for you can be challenging. Need more information to help you make sure you are in the know? Start here!

Read More

Speed up the Loan Approval Process

Our loan officers are here to help with all your mortgage needs. Find a loan officer near you.

Find a Loan Officer

Disclosures

All loans are subject to credit and property approval.

When using the Simple Mortgage app, your wireless carrier's data rates may apply.

Get in Touch

Need assistance with something?
Our team members are available to help you
Monday to Friday 7am - 7pm CT / 8am - 8pm ET
Saturday 8am - 2pm CT / 9am - 3pm ET.

Call Icon(888) 372-9788 Online Help Center

User Icon

User Icon

Email Icon

Phone Icon

Privacy Statement: Any information that you provide us about yourself through this website will be used solely for the purpose for which it is provided and will not be given to any non-affiliated third party except as is necessary to accommodate your request, or as may be required by law or legal process.

Warning: This email is not encrypted, please do not include any personal information or passwords. An email is NOT a secure means of communication and should NOT be used to convey your social security number, date of birth or account number.