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At Centennial we have many loan options to choose from. That’s why we provide you with options on finding the perfect loan for your needs.

Browse our list of options and compare to determine what fits your situation the best.

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We make it simple. You make it home with Simple Mortgage.

Start the process. Apply now, view your progress, securely upload documents and message your Mortgage Loan Originator as you go with Simple Mortgage from Centennial Bank.

Start the Process

How Does Purchasing or Refinancing Work? Let's walk you through the application process.

Purchase/Refinance Process
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Start Your Application

Start your application by filling out an application.

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Gather Information

There are some documents that you will need to gather to go with your application.

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Our underwriting team will work to review everything.

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Sign Your Closing Papers

Once your loan is finalized, we will send you closing disclosures to review.

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Manage Your Mortgage

We make managing your mortgage simple.

Financial Literacy the Centennial Bank Way


First Time Homebuyer Courses

Centennial Bank now offers $500 off closing costs for completing a qualifying First Time Homebuyer Education Course. Learn more about this opportunity and course options!

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Get in Touch

Looking for the perfect person to help you purchase that dream home? Our Mortgage Loan Originators are here to help!


Pick the Perfect Option

Picking the right loan type for you can be challenging. Need more information to help you make sure you are in the know? Start here!

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Speed up the Loan Approval Process

Our loan officers are here to help with all your mortgage needs. Find a loan officer near you.

Find a Loan Officer


All loans are subject to credit and property approval.

When using the Simple Mortgage app, your wireless carrier's data rates may apply.

Get in Touch

Need assistance with something?
Our team members are available to help you
Monday to Friday 7am - 7pm CT / 8am - 8pm ET
Saturday 8am - 2pm CT / 9am - 3pm ET.

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