Mortgage

The first step is to fill out an application. You can do this by working with a Mortgage Loan Originator at your local branch or by applying online.

There are some documents that you will need to gather to go along with your application.

• Residence history for the last two years
• Employment history for the last two years
• Income information for the last two years
  • Year to date pay stub
  • W2s for the last two years
  • Tax returns for the last two years
• Deposit, Retirement and Equities account information
• Real Estate information

Once we have your application and all the documents that are needed, our underwriting team will work to review everything that has been provided. At this time, we will also ensure that we have answered all your questions and make sure that we have all the documents needed based on your specific financial need.

Once your loan is finalized, we will send you closing disclosures to review. These disclosures will include the final third-party costs, mortgage balance, and prepaid costs. We will work with you to schedule the closing and get all necessary documents signed.

You can use our Simple Mortgage app to manage your mortgage from anywhere.