Business Banking


Your business deserves a bank that works to incorporate your specific needs. We don’t ask that you adapt to our services, we ask that you give us the information in order for us to adapt to you. Accounts listed below beginning with Business Checking can be opened in-full online while you are on the go or from the comfort of your home or office. 

  • Centennial Bank accounts available to be opened online are subject to funding methods and limits. Account-specific minimum opening balances and funding method limitations can be found on the designated page for the account you are attempting to open. Available funding funding methods and limitations can be found in the disclosures section located at the bottom of the page.

Business Checking

If your business carries a lower balance and has a great deal of account activity this is the account for you.

  • 375 transaction items per month at no charge with a .40 fee each transaction in excess of 375
  • $10 monthly service charge if balance falls below zero during statement cycle
  • Does not earn interest

 Open Business Checking Account


Business Opportunity 100

For businesses looking to re-estabilish a strong financial reputation.

  • No monthly transaction limit 
  • $12.95 monthly service charge which requires e-Statements and has no overdraft privilege
  • Additional $5 monthly service charge if e-Statements requirement not met
  • Does not earn interest

 Open Business Opportunity 100 Account


Business Money Market

Earn interest and boost your working capital interest income.

  • $2,500 minimum balance per statement cycle to avoid $10 service charge
  • Limited to six free withdrawals per month with $5 charge for each withdrawal in excess of six per month (exceeding withdrawal limitations may result in account closure, change of account type, termination of transfer capability or other remedial action)
  • Earns interest

 Open Business Money Market Account


Business Savings

Give yourself some cushion and prepare for unexpected events and out-of-the-blue expenses.

  • $100 minimum balance to avoid $3 monthly maintenance charge
  • Limited to six free withdrawals per month with $5 charge for each withdrawal in excess of six per month (exceeding withdrawal limitations may result in account closure, change of account type, termination of transfer capability or other remedial action)
  • Earns interest

 Open Business Savings Account


We also have additional business accounts which can be opened in-branch such as:

  • Commercial Checking (service charge based on monthly account analysis)
  • Qualified Interest Checking (sole proprietors & government entities)
  • Community Checking (non-profit organizations)
  • Business Relationship Money Market ($15,000 minimum deposit balance)

 Begin Business Account Enrollment


Disclosures:

Centennial Bank online accounts can be opened by:

  • Check - $100 minimum funding amount up to $250 product maximum
  • Wire - $100 minimum funding amount up to $250 product maximum
  • "Additional Offers" accepted during the online application process will be funded with a single transaction and subject to funding method maximum limits based on the combined minimum funding balance of all selected products.

All Business Checking accounts may incur a $.20 cash processing fee per each $100.00 in excess of $7,500.00/per month.


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