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Personal Loans

Centennial Bank is your source for credit and loan products as well as objective information to help you make the most informed decision possible.   Whether you’re shopping for your first home or looking for a new car, we can help.  A personal credit account is ideal for consolidating bills or financing major expenses like home furnishings or medical expenses.  Centennial Bank’s personal loans and lines of credit can help you obtain financial flexibility.

Auto Financing

Our range of options makes auto-financing easy.  Whether it’s a new car, a used car, or refinancing your current car, Centennial Bank will keep you driving happy.   We’ll give you a decision, have you sign your loan documents, and give you a check to pay for your vehicle. You can apply in a branch, or call 888-372-9788 and ask for your local loan officer to get you started.

Home Improvement Loans

With a home improvement loan, you have the ability to use the equity in your home to secure an installment loan to finance any type of home improvements.  Whether your plans call for remodeling, a new addition, landscaping or installing a swimming pool, Centennial Bank can help you make it happen. Visit your local Centennial Bank branch to speak with a lender.

Home Equity Lines of Credit

For qualified homeowners, we offer a personal line of credit secured by a mortgage on your home. Visit your local Centennial Bank branch to speak with a lender.

Get started today!  You can learn more about our loan and credit options and use our free online tools to check current rates, estimate payments, or email us and a loan officer will contact you directly.

Consumer Credit Card

If you're looking for a consumer credit card, we have you covered. Our consumer credit card has everything you need. Apply for the consumer credit card.

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Bank Owned Real Estate

Browse Centennial Bank's Properties for Sale, or Real Estate Owned List, including but not limited to residential and commercial properties acquired by Centennial Bank, their Affiliates, or as Servicer, through foreclosure.

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Smart Option
Student Loans®

The Centennial Bank Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.

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DISCLAIMER: These products are not a deposit, not FDIC insured, not guaranteed by the Bank, may lose value, including loss of principal.