Secure Refi Credit Program
Plan for today and tomorrow with Centennial Bank.
With Centennial Bank's Rate Secure Refi Credit Program, if interest rates drop in the future, you may be eligible to refinance and receive a Lender Credit of up to $1,025 toward your closing costs when you refinance with us.
Let's talk today about program requirements, terms, and eligibility.
Disclosures
Customers who close a purchase mortgage loan with a Centennial Mortgage Loan Officer between October 1, 2026, and March 31, 2027, may qualify for up to a $1,025 lender credit on a future refinance. To receive the lender credit, a new refinance application must be submitted through a Centennial Mortgage Loan Officer, the lower interest rate must be locked, and the refinance loan must close by March 31, 2028. All loans subject to credit and property approval.
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