Affinity Programs
Qualified borrowers can receive $1,025 in lender credit applied toward origination charges. This credit must be applied prior to other credits.
Education
- Full-time public school district employees and full-time state or federal accredited private/charter school employees are eligible — including teacher, nurse, librarian, guidance counselor, janitor, cafeteria staff, teachers aide or administrative employees.
- Exclusions: Substitute or temporary employees. Academic levels beyond high school.
Nurses
- Full-Time Nursing Services - Means a full-time and licensed or certified employee providing nursing at a: Public or private hospital or public or private practice clinic, Contract nursing, i.e., travel nursing care or home health nurse.
- Examples of Full-time employees such as: Registered Nurse, Licensed Practical Nurse, Nurse Practitioner, Nurse Anesthetist, Nurse Manager, Physician Assistant, Nursing Assistant (CNA)
- Exclusions: Temporary employees, part-time employees and volunteers.
Emergency Medical Services
- Full-time employees serving in federal, state, or local government emergency medical departments or private EMS departments.
- Examples of eligible workers include emergency medical technicians, licensed paramedics, emergency care attendants.
- Exclusions: Temporary employees, contract employees, part-time employees and volunteers.
Firefighter
- Full-time employees serving in federal, state or local government firefighting agencies.
- Examples of eligible workers include firefighter, fire educator, fire trainer, fire inspector, arson investigator, fire administrator.
- Exclusions: Temporary employees, contract employees, part-time employees and volunteers.
Law Enforcement
- Full-time law enforcement employees serving in local, state, or federal agencies.
- Examples of eligible workers include police officers, state troopers, deputies, dispatchers, probation officers, detectives, administrative staff, etc.
- Exclusions: Temporary employees, contract employees and part-time employees.
Disclosures
Eligible Borrowers to receive a lender credit equivalent to our Processing and Underwriting fees. Lender credit to be applied by Secondary Market upon processing and underwriting receipt and review of written verification of employment. Available to those Eligible Borrowers who satisfy one of the above criteria and who submit a mortgage application to Centennial Mortgage Loan Originator, after 1/1/2024 and prior to 12/31/2024. Employment will be verified through written verification of employment completed within 30 days of underwriting approval. Eligible property is the primary residence for the premises being purchased or refinanced upon closing. Affinity program cannot be combined with any other Centennial Bank incentive program (other than First Time Home Buyer). All loans must meet Centennial Bank and/or Secondary Market lending guidelines and additional restrictions may apply. All loans subject to credit and property approval.
(888) 372-9788