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Home Equity Loan

Put Your Home Equity to work with a Home Equity Loan

Consolidate debt, invest in your dreams, and more - all with a Home Equity loan from Centennial Bank Mortgage.

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Key Benefits of a Home Equity Loan


Debt Consolidation

Reduce your interest costs: Home Equity Loans typically offer lower interest rates than credit cards, which can save you significant money over time.

Potential to lower your monthly payments: Consolidating your credit card debt into a single payment with a Home Equity Loan could help you streamline your monthly payments and free up more cash flow.

Improve your credit score: By paying down your high-interest credit card debt, you can improve your credit score which can provide new opportunities for better credit terms and lower-interest loans in the future.

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Home Renovations

Breathe new life into your home!

Whether it's a sparkling new kitchen renovation, a cozy bathroom upgrade, or a beautiful backyard oasis, a HELOAN can help turn your vision into reality.

Build Equity: As you repay your Home Equity Loan you build more equity in your home. This can increase the value of your home and give you more financial flexibility in the future.

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Additional Benefits

Tax benefits: Interest paid on a Home Equity Loan may be tax-deductible, which can further reduce the cost of the loan.

No Prepayment penalties: A Centennial Bank Home Equity Loan does not have an prepayment penalties. This means you can pay off the loan earlier without incurring any fees if you are financially able.

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What is a Home Equity Loan

What is a Home Equity Loan (HELOAN)?

A Home Equity Loan (HELOAN) is a loan that uses your home equity as collateral. You receive a lump sum of money that you can repay over a fixed term, with fixed interest rates.


Centennial Bank. Member FDIC. Equal Housing Lender. All Loans Subject to Credit and Property Approval. Your wireless carrier's data rates may apply. NMLS # 466091.

Not allowed for purchase transactions. Must document terms of first mortgage.

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