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More Freedom…Less Hassle.

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  • More Freedom…Less Hassle.

Banking Shouldn’t Cost You More When Money Is Tight.

Freedom Checking from Centennial Bank gives you the convenience of a modern checking account with no minimum balance requirements after account opening and the ability to eliminate the service charge by enrolling in eStatements.

  • No monthly service charge (with eStatements; see details below)
  • No minimum balance requirement after account opening
  • Open online in minutes

Switching banks? Open your account online then ask about ClickSwitch.

Open Your Freedom Checking Account Today

Why Freedom Checking?

A Checking Account That Works for Real Life

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In Addition to No Monthly Service Fee (with eStatements)

Enjoy the convenience of Online, Mobile, Telephone & Text Banking and Mobile Check Deposit from a smartphone or tablet (deposit a check by taking its photo).1,2

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No Minimum Balance Requirement after account opening

Your account shouldn’t penalize you for life’s ups and downs. Pay your bills comfortably with Internet Bill Pay1 or enjoy our mobile payment options.1,2

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Waive Goodbye to the Service Charge

Sign up for eStatements1 and waive the $5 service charge. Make any ATM available with our Save receipts-Save Money program.3

Looking for a Simpler Checking Account?

Many Checking Accounts Freedom Checking
Monthly fees can apply Service Charge waived with eStatements
Balance requirements may apply No minimum balance requirement after account opening
Conditions to avoid fees Easy to understand account terms
Can feel restrictive Designed for everyday banking

Features and fees subject to account disclosures and terms.

Freedom Checking Account Information and Disclosures

Information:

Minimum Amount to Open - $100
Service Charge - Waive the $5/per statement fee by enrolling in eStatements
No Minimum Daily Balance Required

Disclosures:

Restrictions and limitations apply to opening deposits and funding methods. Online account opening applies to deposit accounts. Subject to credit approval. Must be 18 years of age. Must be a legal resident of the United States. Must have working device that meets required specifications. Not all products are available for all locations. Not all products are available through online account opening. Dollar limitations apply. Contact our Centennial Online Customer Care Center toll-free at (866) 227-1912 for additonal details.

Centennial Bank online checking accounts can be opened by:

  • Internal Transfer from Centennial Bank account
  • External Transfer from non-Centennial Bank account
  • Credit/Debit Card

Please note: "Additional Offers" accepted during the online application process will be funded with a single transaction and subject to funding method maximum limits based on the combined minimum funding balance of all selected products.

Account Services:

1Certain transaction fees, limitations and requirements may apply. Please refer to the product terms and conditions or see Bank for details.
2Centennial Bank does not charge you a fee for using Mobile Banking. Your wireless carrier’s data and text message rates may apply.
3Present ATM receipts to a teller or banker for reimbursement of ATM fees within 60 days of transaction.

Get in Touch

Need assistance with something?
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Monday to Friday 7am - 7pm CT / 8am - 8pm ET
Saturday 8am - 2pm CT / 9am - 3pm ET.

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