April is Financial Capability Month, making it the perfect time to put fresh eyes on your finances. Ever checked your account balance and thought, Where did all my money go? You’re not alone. A well-structured budget doesn’t have to be about cutting back – it’s about gaining control, reducing stress, and working toward what matters, whether that’s paying down debt, saving for retirement, or (finally) taking a vacation.
ReadWhat is Financial Planning?
Financial planning is about more than a list of services; it’s the way a financial advisor tailors those services to meet your needs and goals. A good financial advisor will take the time to understand your values, empower you to make informed decisions, and recommend appropriate strategies for you.
ReadFraud Text Alerts: What Happens If You Don’t Respond?
Fraudulent transactions are becoming more common, and banks are constantly working to protect their customers from unauthorized activity. Text alerts is one of the key tools that can be used in fraud prevention. If we detect suspicious activity on your account, you may receive a fraud alert via text message asking you to confirm whether the transaction was authorized.
ReadTax Refunds
Wondering when your tax refund will be deposited? The IRS has tools available to help you track the status of your refund and estimate the timing of when you will receive your payment.
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Financial Strategies for Dual Caregivers
Did you know that the number of family caregivers supporting older adults increased by nearly one-third between 2011 and 2022? This trend means more individuals are juggling the responsibilities of caring for both aging parents and their own children. For dual caregivers, the financial strain is overwhelming: nearly 80% of family caregivers incur out-of-pocket costs averaging $7,200 annually.
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Student Loans – Federal vs. Private: What’s the Difference?
Navigating student loan options can be overwhelming, especially when you’re trying to figure out how to balance educational expenses with your existing obligations. What are the key differences between federal loans and private loans? Here is an easy-to-reference guide.
ReadFinancial planning in retirement is very different from the accumulation phase
Will your money last through retirement? What is the impact of taxes? There are many decisions and variables that impact your retirement income — which you may need for several decades. Learn more from a financial advisor.
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Shopping Online Safely
Shopping online is a convenient way to get the products and services you need. With many people choosing to shop online, modern day thieves have adapted and developed new techniques to scam people. These fraudsters have the ability to hack and scam people through digital devices or the internet. To help protect you while shopping online, we have compiled a list of tips to help make shopping online more secure.
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Keep Students Secure While in School
With a new school year starting and the use of technology being more prevalent, it is important to keep in mind ways to stay safe online each semester and even in the summer.
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Account Takeover Fraud in the Card Industry
In recent years, account takeover fraud has become a significant threat to the card industry, exploiting vulnerabilities and causing financial losses for both consumers and businesses. Cybercriminals have been conducting socially engineered fraud scams, which allows them to gain unauthorized access to a cardholder’s account.
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