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Debit Card Usage Tips

Centennial Bank can print your debit card within minutes right at the bank. Don't wait for a card to be sent in the mail! The card is given at account opening and is available for personal and business accounts. You can also get your card replaced just by stopping in the bank.1

  • Before traveling, we encourage you to call the bank during banking hours to place travel notes on your accounts.
  • For your security, we encourage PIN transactions because you are the only one who knows your PIN number.
  • Don’t give your account number to anyone on the phone unless you’ve made the call to a company you know to be reputable. If you’ve never done business with them before, do an online search first for reviews or complaints.
  • Carry your cards separately from your wallet. It can minimize your losses if someone steals your wallet or purse. And carry only the card you need for that outing.
  • During a transaction, keep your eye on your card. Make sure you get it back before you walk away.
  • Never sign a blank receipt. Draw a line through any blank spaces above the total.
  • Save your receipts to compare with your statement.
  • Open your bills promptly — or check them online often — and reconcile them with the purchases you’ve made.
  • Report any questionable charges to the card issuer.
  • Notify your card issuer if your address/phone number changes or if you will be traveling.
  • Don’t write your account number on the outside of an envelope.

How do I report a lost or stolen debit card?   >> Report

What if my debit card does not work?   >> Troubleshoot

What if I notice suspicious activity on my debit card?  >> Contact Us


Certain transaction fees, limitations and requirements may apply. Refer to product terms and conditions or see Bank for details. Replacement fees may apply. Must have Centennial checking account to receive debit card. See Bank for details.

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