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Personal Insurance

Cook Insurance Agency offers a complete line of innovative insurance products and services. We represent several excellent companies, which allows for choosing the best protection for your needs. We offer multi-policy discounts with extra savings, a variety of deductible options, several payment plans to choose from and claim services that are available 24/7. Let us build you a policy that is perfect for you!

Auto Insurance

Cook Insurance Agency offers a complete line of innovative auto insurance products and services. We know you want excellent value you’re your auto insurance dollar. To help you save, we offer a wide range of premium discounts.

  • Multiple-vehicle discount.
  • Multiple policy discount for insuring both your home and auto.
  • Good Student Discount for qualifying youthful driver.

These and other discounts apply to our already low rates. If you have a less than perfect driving record, our “non-standard auto” may address your needs at very competitive prices.

Homeowners Insurance

You protect the things you care for and that includes your home. But if your protection is anything less than comprehensive, your peace of mind suffers. Cook Insurance Agency offers home owners insurance with policy options that allow for choosing the best protection for your needs.

You can choose from these optional coverages and extend your protection.

  • Full replacement cost for buildings and contents.
  • Earthquake coverage.
  • Additional coverage for high value items such as jewelry, silverware, sporting goods, antiques, collections, etc.
  • Liability coverage for additional locations.

To help you save even more, the following discounts are available.

  • Protective device credit
  • Multiple policy discount
  • Higher deductible options
  • New home credit

Health, Dental & Vision

We have many abilities as human beings, but unfortunately, we cannot see into the future. That's why it's important to establish health, dental and vision coverage early on before complications develop or accidents occur.

At Centennial Insurance, we have a variety of private insurance products to help you prepare for the unexpected. Let one of our trusted customer service representatives find a policy to fit your health, dental and vision needs.

Manufactured Homeowners Insurance

We insure both single-wide and double-wide homes. That also includes mobile homes used as primary residence, seasonal homes and rental homes. With a Manufactured Homeowners policy, your replacement costs will be available on your personal property. By insuring your manufactured home with us, you can expect exceptional service at a great price, and we offer convenient payment plans.

Personal Umbrella

Protect your hard earned assets and savings with a personal umbrella policy from Cook Insurance Agency. Personal umbrella insurance provides coverage beyond your homeowner or auto policy by adding an extra layer of liability coverage. Coverage is provided in amounts of $1,000,000 increments.

Motorcycle Insurance

For your touring, cruising or off road needs, Cook Insurance Agency has a program for you. There's no way around it: Anytime you're on the road, there’s a chance you might get injured. One of the most important things you can do is make sure your motorcycle insurance coverage can help with medical bills if you should get into an accident.

Our motorcycle policies offer coverage for:

  • Touring Cycles
  • Mopeds
  • Scooters
  • ATVs
  • Sport bikes

Watercraft Insurance

With watercraft coverage through Cook Insurance Agency, you can expect protection to fit your lifestyle. We offer special policies designed exclusively for watercraft with a variety of coverage options, liability coverage that includes medical coverage, a variety of liability limits, competitive pricing and attractive premium payment plans.

This protects you legally and financially if your boat is involved in an accident or damaged by fire, theft, vandalism, wind, hail, or other weather related occurrences. A Watercraft policy also protects you and your passengers from medical expenses resulting from an accident in your boat.

ATV Insurance

Whether you’re riding on back trails in the woods or the back nine, we have the policy to help protect your vehicle. Our Off-Road Vehicle insurance has the coverage options to help meet your needs. To learn more about coverage for your off-road vehicle, talk to an agent today.

RV Insurance

Your RV is more than a car, and your RV insurance should cover more than what car insurance covers. Rather than add your RV to your auto policy, consider insuring your RV on it's own insurance policy.

Hurricane and Flood

Hurricane Coverage
In coastal areas, many carriers do not offer hurricane coverage, and the coverage must be purchased on a stand-alone policy.  Traditional homeowner’s policies include hurricane coverage so this can be confusing to some.  Our experienced professionals at Cook Insurance know which carriers provide what coverages and in what areas. This experience is invaluable in protecting one of your most valuable assets. Hurricane coverage applies to loss or damage caused by a named wind storm and includes ensuing damage to the interior of a building and to property inside caused by rain, sleet, snow, hail, sand or dust. This interior coverage applies if the direct force of a wind storm first causes damages to a building through which natural elements could then enter.

Flood Coverage
Standard flood policies, excess flood policies and COBRA flood policies are also available.  Standard and preferred policies are available in areas that participate in the governmentally backed FEMA program.  Excess Flood policies provide coverage above the maximum limits available through FEMA. COBRA flood coverage applies to areas where FEMA coverage is not available. COBRA stands for the Coastal Barrier Resources Act of 1982. It removes the federal government from financial involvement associated with building and development in portions of designated coastal barriers.

Products sold by Cook Insurance Agency (CIA) are not a deposit, not FDIC insured. Not guaranteed by the bank. Not insured by any federal government agency and/or may lose value.

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Student Loans

For college expenses not covered by scholarships and federal loans, Centennial Bank has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates.

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