Business Checking

At Centennial Bank we offer the services and tools you need to bank when and where it's convenient for you. Ask about the benefits of online banking, commercial checking or business checking, and let us help you compare the services to find the right one for your business. Click here for a printable brochure of our different Checking Accounts.

Business banking has never been easier.

Business Checking Products

  Business Checking Commercial Checking Community Checking Qualified Interest Checking
Type of Business Business with lower balance and more account activity Fast growing or established business with greater banking needs Non-Profit Government and Sole Proprietor
What is the Minimum Amount to Open? $100 $100 $100 $100
What is the Minimum Daily Balance to Avoid a Service Charge? $0 No Minimum No Minimum $2,500
What is My Monthly Service Charge? $10 if balance falls below zero during a statement period Analyzed No Service Charge $10 if balance falls below minimum daily balance
Is There a Limit on the Number of Transactions Per Month? 375 Items per month free with a fee of .40 per each item in excess of 375 No Limit No Limit No Limit
Do I Earn Interest? No Earnings Offset Monthly S/C Yes Yes
What Other Benefits Do I Receive? Free Statement Binder, Free Instant-Issue Debit Card*, Free Mobile Banking**, Free IPhone®/Android™ App, Free Online Banking, Free Coin Machine Transactions +, Free Basic Bill Pay
Treasury Management Services Available Automated Clearing House (ACH), Lockbox Services, Merchant Bankcard Services, Online Banking, Positive Pay, Remote Deposit Capture, Tax Payments, Visa® Business Credit Cards, Wire Transfers and Zero Balance Accounts


* Debit card replacement fees apply
**Some restrictions may apply
+Not available in all locations

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Bank Owned Real Estate

Browse Centennial Bank's Properties for Sale, or Real Estate Owned List, including but not limited to residential and commercial properties acquired by Centennial Bank, their Affiliates, or as Servicer, through foreclosure.

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Smart Option
Student Loans®

The Centennial Bank Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.

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