At Centennial Bank we offer the services and tools you need to bank when and where it's convenient for you. Ask about the benefits of online banking, commercial checking or business checking, and let us help you compare the services to find the right one for your business. Click here for a printable brochure of our different Checking Accounts.
|Business Checking||Commercial Checking||Community Checking||Qualified Interest Checking||Business Opportunity 100|
|Type of Business||Business with lower balance and more account activity||Fast growing or established business with greater banking needs||Non-Profit||Government and Sole Proprietor||Business looking to re-establish strong financial reputation|
|What is the Minimum Amount to Open?||$100||$100||$100||$100||$100|
|What is the Minimum Daily Balance to Avoid a Service Charge?||No Minimum||No Minimum||No Minimum||$2,500||No Minimum|
|What is My Monthly Service Charge?||$10 if balance falls below zero during a statement cycle||Analyzed||No Service Charge||$10 if balance falls below minimum daily balance||$12.95 monthly service charge. Requires e-statements. No overdraft privilege|
|Is There a Limit on the Number of Transactions Per Month?||375 Items per month free with a fee of .40 per each item in excess of 375||No Limit||No Limit||No Limit||No Limit|
|Do I Earn Interest?||No||Earnings Offset Monthly S/C||Yes||Yes||No|
|What Other Benefits Do I Receive?||Free Instant-Issue Debit Card¹, Free Mobile Banking², Free IPhone®/Android™ App, Free Online Banking², Free Coin Machine Transactions³, Free Basic Bill Pay²|
|Treasury Management Services Available||Automated Clearing House (ACH), Lockbox Services, Merchant Bankcard Services, Online Banking, Positive Pay, Remote Deposit Capture, Tax Payments, Visa® Business Credit Cards, Wire Transfers and Zero Balance Accounts|
¹Debit card replacement fees apply
²Some restrictions may apply. See Bank for details.
³Not available in all locations