Strength is No Accident

Labor Day – Monday, September 7, 2026

Centennial Bank will be closed Monday, September 7, 2026, in observance of Labor Day.

Open Enrollment: What to Review Before You Choose Your Be…

Open enrollment can sneak up quickly, bringing premiums, deductibles, acronyms, and deadlines. Rather than automatically choosing last year’s benefits, take time to review your options. The decisions you make can affect your healthcare costs, financial security, and household budget all year.

Impersonation Scams: How Fraudsters Pretend to Be People …

very day, scammers find new ways to trick consumers into giving away money or personal information. One of the most common tactics is an impersonation scam, where criminals pretend to be someone you know or trust in an attempt to create a sense of urgency and gain your confidence.

The Smart Spender’s Guide to Credit Cards

Whether you’re earning rewards on groceries, booking summer travel, or simply covering everyday purchases, credit cards can be a valuable financial tool. But convenience is a double-edged sword. With one tap, it’s easier than ever to spend without thinking about the long-term impact. These practical habits can help you use credit cards wisely, avoid costly mistakes, and keep your finances on track.

New Phone Scam Attempt Circulating

Customers please beware there is a phone number spoofing scam circulating where calls appear to be from Centennial Bank or other random phone numbers, and scammers are posing as Centennial Bank employees. These fraudsters appear to already have information about the customer they are calling and start requesting full account numbers or they try to inform the customers of fake fraudulent charges on their account. We have also been made aware of these fraudsters requesting to remote into the customer’s computer to gain access to their account.

Managing Housing Costs in Retirement on a Fixed Income

For many retirees, housing is the hardest expense to adjust on a fixed income. If you’re feeling the pressure, you’re not alone. Housing accounts for about 36% of annual spending for adults age 65 and older, making it the biggest budget category.

Money Makeover: Your Financial Spring-Cleaning Checklist

Spring is a natural reset. While you’re cleaning and organizing your home, take time to refresh your finances too – using this checklist to refocus your money for the months ahead.

Computer Takeover Scams

We’ve noticed a sharp uptick in reports from customers experiencing computer takeover attempts. These scams are becoming more frequent, more sophisticated, and—unfortunately—more convincing.

Steer Clear: How to Avoid Costly Auto Buying Traps

Tax refund season is here, and for many people, that extra cash feels like the perfect chance to finally upgrade their vehicle. It’s not just a feeling—tax season is historically one of the busiest times for auto sales and financing, driven largely by shoppers using their refunds for down payments.

Thinking about a Payday Loan? Read This First

It often starts with a moment of panic: a bill you didn’t plan for and not enough money to cover it before payday. In that stress, payday loans can feel like a lifeline—fast, simple, and there when you need it. Before you move forward, it helps to understand how payday loans typically work for many borrowers.