Life, Disability & Long Term Care Insurance
Insurance is the capstone of any well-designed financial plan. Unlike the competition, we don’t simply ‘sell’ insurance. We take the time to understand your needs and create a custom plan that fits your unique circumstances. We will also periodically review your plan to ensure that it is performing as expected and provide a ‘second opinion’ review of any other insurance policies you may have in-force.
Insurance Services Offered:
Term Life Insurance - A life insurance policy which provides a stated benefit upon the holder's death, provided that the death occurs within a certain specified time period. However, the policy does not provide any returns beyond the stated benefit, unlike an insurance policy which allows investors to share in returns from the insurance company's investment portfolio.
Universal Life Insurance - Life insurance which combines the low-cost protection of term insurance with a savings component that is invested in a tax-deferred account, the cash value of which may be available for a loan to the policyholder.
Disability Insurance - Insurance policy that pays benefits in the event that the policyholder becomes incapable of working.
Long-Term Care Insurance - Insurance which generally covers nursing home costs, home health care costs, and custodial care required due to a chronic illness or condition.
To speak with a financial consultant for more information and to request a free Financial Review, please call:
Patricia R. Burrell, Vice President, CFS
Raymond James Financial Services Inc., member FINRA, SIPC, a registered broker dealer and registered investment adviser, is not affiliated with Centennial Financial and Centennial Bank.
Securities and insurance products are offered through Raymond James Financial Services Inc., and its affiliated insurance agencies are: not insured by the FDIC or NCUA; not a deposit or other obligation of, or guaranteed by any bank or credit union; subject to risks including the possible loss of principal amount invested.
Raymond James financial advisors may only transact business in states where they are registered. Follow-up and individualized responses involving either the effecting of or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where the financial advisor is not registered. Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. http://www.raymondjames.com/privacy_security/privacy_notice.htm.
