Personal Loans

Centennial Bank is your source for credit and loan products as well as objective information to help you make the most informed decision possible.   Whether you’re shopping for your first home or looking for a new car, we can help.  A personal credit account is ideal for consolidating bills or financing major expenses like home furnishings or medical expenses.  Centennial Bank’s personal loans and lines of credit can help you obtain financial flexibility.

Our range of options makes auto-financing easy.  Whether it’s a new car, a used car, or refinancing your current car, Centennial Bank will keep you driving happy.  You can apply online, in a branch, or call a loan officer to get you started.  We’ll give you a decision, have you sign your loan documents, and give you a check to pay for your vehicle.

 

Home Improvement Loans

With a home improvement loan, you have the ability to use the equity in your home to secure an installment loan to finance any type of home improvements.  Whether your plans call for remodeling, a new addition, landscaping or installing a swimming pool, Centennial Bank can help you make it happen.

Home Equity Lines of Credit

For qualified homeowners, we offer a personal line of credit secured by a second mortgage on your home.  It offers instant access to a pre-arranged loan, based on the equity in your home and your ability to repay.

Get started today!  You can learn more about our loan and credit options and use our free online tools to check current rates, estimate payments, or email us and a loan officer will contact you directly.


Consumer Credit Card

If you're looking for a consumer credit card, we have you covered. Our consumer credit card has everything you need. Click the image below to download the consumer credit card application.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.


The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

designed, developed & marketed byFLEX360 - Little Rock, Arkansas Web Development Firm