Home Lending

The team at Centennial Bank wants to help you live like you dream. Whether you want to buy a new property or add the perfect finishing touches to an existing property, we would like to help.

With more than 50 years of combined experience, our Lending and Mortgage departments will provide you with a complete array of financing options. Purchase/Refinancing With a wide variety of Conventional, FHA and VA programs available, we can often refinance your existing loan with a new loan. A new loan could provide more favorable rates and terms than your current loan. Our existing customers may be able to refinance their current loan with minimal documentation using our streamline refinance option.


 

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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