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Savings Accounts

Everyone needs to set aside a little money for a rainy day.

When saving, you want to get the most out of your money.  Centennial offers competitive rates and easy access to your account to give you the options and flexibility needed for your specific needs.

At Centennial Bank, your money can earn more! Your investment portfolio can be diversified—globally and domestically. Your personal savings accounts can be easily managed—online and on the phone. Quite simply, we deliver value-added opportunities for you to save, grow, and manage your money. Click HERE for a printable brochure of our different Savings Accounts.

Personal Savings Products

  Personal Savings First Account
Kids Account for customers age 18 or under
Christmas Savings Account

* Must present receipt to banker to receive ATM refund

** Debit card replacement fees apply

What is the Minimum Amount to Open? $100 $10 No Minimum to Open
What is the Minimum Daily Balance to Avoid a Service Charge? $100 No Minimum No Minimum
What is My Monthly Service Charge? $3 if balance falls below $100 No Monthly Service Charge No Monthly Service Charge
Is There a Limit on the Number of Transactions Per Month? Limit of 3 Withdrawals Per Month. $1 Service Charge for each withdrawal in excess of 3 per month.

Limit of 3 Withdrawals Per Month. $1 Service Charge for each withdrawal in excess of 3 per month.


Limit of 6 Withdrawals Per Month. $5 Service Charge for each withdrawal prior to Annual Payout
Do I Earn Interest? Yes Yes Yes
What Other Benefits Do I Receive? Account can be tied to any Checking Account for Overdraft Protection Gift at New Account Opening Enjoy automatic annual payout in November.
Additional Information Exceeding 6 withdrawals per month could result in account termination Exceeding 6 withdrawals per month could result in account termination Exceeding 6 withdrawals per month could result in account termination

 

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Browse Centennial Bank's Properties for Sale, or Real Estate Owned List, including but not limited to residential and commercial properties acquired by Centennial Bank, their Affiliates, or as Servicer, through foreclosure.

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Smart Option
Student Loans®

The Centennial Bank Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.

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DISCLAIMER: These products are not a deposit, not FDIC insured, not guaranteed by the Bank, may lose value, including loss of principal.