I want to:
Former Bay Cities Commercial/BeB Users »

Checking Accounts

Centennial Bank checking accounts are designed with today's lifestyles in mind. Whether you prefer fast electronic banking on the go, desire added protection from ID Protect and AD&D Insurance or want an account that pays interest, we have a product with benefits to suit your needs. To decide which one is right for you, read the options available, and then drop into your local Centennial branch and let a friendly team member assist you with your choice.

Click here for a printable brochure of our different Checking Accounts or here to open your new account online. To learn about the Centennial Bank Health Savings Account, click here.

Personal Checking Products

 

  Centennial Club Checking Freedom Checking Diamond Checking
For Customers age 50+
Opportunity 100 Checking
For those looking to re-establish a banking relationship
What is the Minimum Amount to Open? $100 $100 $100 $100
What is the Minimum Daily Balance to Avoid a Service Charge? No Minimum No Minimum No Minimum No Minimum
What is My Monthly Service Charge? $6.95 $5.00 if account requirements of eStatement are not met No Service Fee $9.95 w/ direct deposit
$12.95 w/o direct deposit
Is There a Limit on the Number of Transactions Per Month? No Limit No Limit No Limit No Limit
Do I Earn Interest? No No Yes No
What Other Benefits Do I Receive?
  • Free Notary Service
  • Half-Price Safe Deposit Box
  • Free Statement Binder
  • Free Instant-Issue Debit Card*
  • Save Receipts, Save Money**
  • $10,000 AD&D Insurance
  • Identity Theft Monitoring and Protection12
  • 3 in 1 Credit Bureau monitoring and Credit Report
  • Cash Back Members Reward3
  • Entertainment and Travel Discounts
  • Click Here for Full Account Benefits and Requirements
  • Free Statement Binder
  • Free Instant-Issue Debit Card*
  • Free Mobile Banking***
  • Free Iphone®/Android App
  • Free Online Banking
  • Free Coin Machine Transactions+
  • Free Basic Bill Pay
  • Free Statement Binder
  • Free Instant-Issue Debit Card*
  • Free Mobile Banking***
  • Free Iphone®/Android App
  • Free Online Banking
  • Free Coin Machine Transactions+
  • Free Basic Bill Pay
  • Free Statement Binder
  • Free Instant-Issue Debit Card*
  • Free Mobile Banking***
  • Free Iphone®/Android App
  • Free Online Banking
  • Free Coin Machine Transactions+
  • Free Basic Bill Pay
Additional Information Some Features Require Activation eStatements Required   No Overdraft Protection

* Debit card replacement fees apply
** Present ATM receipts to a teller or banker for reimbursement of ATM fees
***Some restrictions may apply. Messaging and data rates may apply from your wireless carrier
+ Not available in all locations
1 IDProtect service is a personal identity theft protection service available to account owner(s) and their family. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household
2 Identity theft insurance underwritten by insurance company subsidiaries or affiliates of Chartis Inc. Accidental Death & Dismemberment Insurance underwritten by Plateau Insurance Company of Crossville, TN. The descriptions herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policy described. Please refer to each respective actual policy for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions
3 Terms and Conditions apply. Visit my100bank.com to view Terms and Conditions details

Top
icon

Bank Owned Real Estate

Browse Centennial Bank's Properties for Sale, or Real Estate Owned List, including but not limited to residential and commercial properties acquired by Centennial Bank, their Affiliates, or as Servicer, through foreclosure.

Search Listings

Smart Option
Student Loans®

The Centennial Bank Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.

Learn More

Community News

Today’s Stocks

HOMB $43.27 -0.66 Link
DOW $17,830.76 -210.79 Link
NASDAQ $4805.29 -57.85 Link
S&P 500 $2075.81 -19.34 Link
DISCLAIMER: These products are not a deposit, not FDIC insured, not guaranteed by the Bank, may lose value, including loss of principal.