First Time Homeowners Tax Credit Extended

SAVE BIG WITH HOMEOWNERS TAX CREDITS!

You have until April 30, 2010 to sign a contract and take advantage of a tax credit of up to $8000. You have until June 30, 2010 to close on the home. To be a first time homebuyer you must not have owned a primary residence during the three years up to the date of the purchase. Long Time Homeowner now also gets tax credits. You don’t have to be a first time homeowner to benefit. If you have owned a home for the past five consecutive years you know are eligible to purchase a home and get up to $6500 in tax credits. Income limitations are also expanded and a one year extension is given to military personnel.

Visit with our mortgage specialists to see how you can take advantage of these deals!

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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