Centennial Bank believes banking should incorporate the hometown feel of Mayberry with today's high-tech convenience, and our products and services reflect it.
 
Many banks no longer offer free checking, for example, but Centennial Bank's Free Checking requires no minimum balance and charges no maintenance fee. Open a Free Checking account at Centennial Bank, and your MasterCard Debit Card will be issued on the spot.
 
Walk in, open an account, and leave with your Centennial Bank MasterCard Debit Card.
 
Centennial Bank's Star Rate checking account offers the yield of a CD with the convenience of a regular checking account. Add to it anytime, and when you need funds, simply write a check.
 
At Centennial Bank, we understand you may not be able to make that daily trip to the bank to make a deposit. Cash Management banking from Centennial Bank makes it possible to bank right from your desk anytime, even after hours or on weekends. Transfer funds, do your payroll or deposit checks electronically — all from the convenience of your PC.
 
And all our products provide the convenience of mobile access, online banking and bill paying, 24-hour telephone banking and electronic statements.
 
Our experienced, local bankers provide that first-name, hometown experience no longer available in many national banks, and our products and services afford the high-tech convenience available anywhere.
 
They're a big reason why Centennial Bank is one of the strongest community banks in America.
 

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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