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  Business Money Market Business Relationship Money Market
Best if you want: a non-tiered account with $2500 minimum balance a tiered account with a $15,000 minimum balance
     
Monthly service charge: must maintain $2500 to avoid fees must maintain $15,000 to avoid fees
     
Minimum to open: $100 $100
     
Earns interest: Yes Yes
     
Checks or Withdrawals per month: Unlimited over-the-counter withdrawals or ATM transfers; 6 pre-authorized withdrawals each month; $10.00 fee will be imposed if withdrawals exceed 6 in a statement period. Unlimited over-the-counter withdrawals or ATM transfers; 6 pre-authorized withdrawals each month; $10.00 fee will be imposed if withdrawals exceed 6 in a statement period.
Extras FREE online banking, 24-hour InfoLine, E-statements, Overdraft Protection, ATMs* FREE online banking, 24-hour InfoLine, E-statements, Overdraft Protection, ATMs*
     
  *ATM surcharge refunded with receipt *ATM surcharge refunded with receipt

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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