Industry Specific Loans

Agricultural Loans

When it's time to finance or refinance property, land improvements, buildings and facilities, our agricultural banking professionals have the tools and expertise to develop the financial plan that suits your needs. Whether it's a 5 acre plot or a 50,000 acre spread, we can put the financing together for you. You may select your payment schedule and term based on variable or fixed interest rate options. Because of our ability to make local credit decisions, we respond quickly to your total agriculture financing needs.

Equipment Loans

Equipment Loans are an excellent source of funding for purchasing equipment, vehicles, and other fixed assets or for obtaining permanent working capital. You’ll enjoy competitive fixed or variable interest rates, monthly payments automatically debited for your convenience, and the option to pre-qualify online or in person. Equipment and other term loans are available for 3, 5 or 7 years.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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