Commercial Lines of Credit

At Centennial Bank, you can arrange for a line of credit now and use it when you or your business needs it.

Once you have established a line of credit, we’ll periodically review it with you so you can meet anticipated credit needs. Lines of credit can be established for many purposes including: working capital, inventory purchases, bond pre-qualification and accounts receivable financing or other commercial needs. You can borrow all or part of your established line of credit as you need it.

Set up one today, and you’ll be prepared for tomorrow.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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